Helpful tips on being Thrifty

"And the very best things happen just before teh thread snaps." Geoffrey Tennant

Everything I hated about ACTUALLY being poor while living in Williamsburg Brooklyn.

vincentpeone:

I don’t know too many 4th installments that live up to or exceed the first 3, but HERE IS PROOF IT CAN BE DONE.

Shot by me, at night.

joshruben:

I am honored to say I directed the FOURTH Jeggings installment, starring Matt McCarthy and a slew of talented young’ins. Major props to the crew for making it look like daytime (at nighttime). 

Refurbished computers

I hate buying used, it’s another reminder that I can’t afford the cool new shiny gadgets that I WANT but definitely don’t need. That’s why I buy refurbished computers, all the shiny with used prices.

I’ve been using Apple computers for about 10 years. Now that I’m on the ropes and not sure how to eat, computers aren’t a priority on my list. But it doesn’t stop me from reminding my friends who are searching for a good deal to look at Apple refurbs. I first learned about this 3 years ago while I was in grad school and needing a new computer. I went to the Apple site and noticed a link for refurbished Apple items and found a new world of electronics.

It turns out that Apple allows customers to return a computer within 30 days if unhappy with the computer or need something different than what they bought. Apple takes that returned computer, cleans it, checks it for internal damage and posts it on their refurbished list. The list of computers can range from the most recent model you can buy in the store, to models that are one generation old. The average savings being 30%, which is a substantial chunk of change for such a big purchase. 

For those unsure of buying used, you can feel confident knowing that Apple allows you to buy their extended warranty as if the computer were new, giving you piece of mind that your computer will be worry free for 3 years.

Check the link below for all the items they are refurbished.

(Source: http)

Vons iOS app and “Pre-Shopping”

I see a stigma in America about being thrifty. I’m not sure where or when it started, but it is definitely the cultural norm in America. It has to have happened post-Great Depression when being thrifty saved lives, because now it’s popular to be wasteful and gluttonous. I’m not being general and saying EVERYONE is this way, but it has become a pervasive problem I see wherever I look; in restaurants, bars, shopping at the mall, even at grocery stores.

I was at Vons a month ago and saw they had a program anyone could sign up for online giving even greater discounts. I didn’t sign up. Even after the woman checking me out told me I could have saved three dollars on the bananas I purchased by signing up, I still didn’t sign up. Why? When I go shopping at grovery stores instead of Whole Foods, or at Kmart instead of Best Buy, or Target instead of Calvin Klein, I feel depressed. I remember growing up poor and I hated it. I hated not having the cool Jordans, Bugle Boys or Diamondback bike. Now when i go into those stores I feel like a failure, like a person who has to be thrifty to survive and it’s a small reminder that I haven’t made it yet.

Well, now things are even tighter; I can’t find work, my new business is slowing coming along but I’m still behind in bills, and food stamps look to be on my horizon. So I signed up for the extra Vons’ savings.

I’m usually a little tentative about coupons because I feel like it’s a trick to get me to buy discounted items that I would normally never buy. But the Vons iOS app has made me a believer in “Pre-Shopping.” “Pre-Shopping” is how I now shop, it involves using the iOS app to look for items I normally get, add them to my list which automagincally connects with the Vons card I keep in my wallet. Then when i check out and swipe my Vons card, the discounts are taken off the bill. It’s genius.

Vons has created such a helpful app that I don’t think I’ll ever shop anywhere else again. Vons has embraced Web 2.0 and uses my purchasing history, which it tracks through my Vons Card, and creates tailored discounts on things I normally buy. It then gives another list of food items that it has on sale for everyone that I can peruse and add to my list for added discounts. When I’m finished, I have one list of items that I know I will be buying.

So I went for the first time using the app, and I saved 40%. My bill would have been $102, and instead it was $63 after discounts. I saved $39 by spending 10 minutes before hand making my list, and spending an extra 10 minutes while shopping making sure I bought the right items. $39 for 20 minutes of work.

It amazes me that more people don’t use this. The only way I can imagine making the process easier would be for them to actually hand me $39 when I’m done shopping and thanking me for shopping with them.

While I’m still a little wary about most coupons, I’m appreciating Web 2.0 and how it helps Vons give me targeted coupons I will use.

Check the link attached to get the free Vons iOS app.

(Source: itunes.apple.com)